Read before you invest.
Plain-English takes on what's actually happening in Australian property, SMSF, cash flow, equity release, NDIS, market structure. Written by people who do this work daily, not by content marketers.
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SMSF: Your Super, Your Rules: How an SMSF Can Put Property in Your Retirement Plan
Holding property inside super means different rules, different tax rates, and different structures. Here is how the pieces fit together.
Read article →Equity uplift: Unlock What You've Already Built: Using Equity Uplift to Grow Your Portfolio
If you've owned your home for a few years, you may be sitting on a deposit for your next property. Here's how equity uplift actually works, and what to consider before acting.
Read article →Why Inflation Remains Sticky
Australia's underlying inflation has sat above the RBA's target band for years now. Here is what is keeping it there, and what it means for property and SMSF investors.
Read article →Housing Policies Risk Supply
Two major policy shifts are reshaping Australia's property landscape. Here is what serious investors and SMSF trustees need to understand about the supply gap and the new rules.
Read article →Funded by Origin MMS (Columbus Capital, AFSL 337303) and stackable with first home owner grants and the 5% Deposit Scheme
HomePay is funded by Origin MMS, operated by Columbus Capital (AFSL 337303), and it can sit alongside federal and state first home buyer schemes. Here is how the pieces fit together.
Read article →"New build" defined, off-the-plan, duplex-for-house, vacant-land builds, occupied under 12 months; knock-down rebuilds and renos excluded
The 2026 Federal Budget made "new build" a term with real tax consequences. Here is exactly what qualifies, what does not, and why it matters before you buy.
Read article →Tax case: 15% on rent, 10% CGT after 12 months, potentially nil in pension phase
How an SMSF property is taxed at each stage of fund life, and what changes when members move into pension phase.
Read article →Cash flow relief of $20,000+ redirected to offsets, other mortgages or the next deposit
During the construction phase, HomePay's zero monthly payments free up meaningful cash. Here is where that money can go to work before your first repayment falls due.
Read article →Budget kept negative gearing for commercial while stripping it from established residential, a structural tilt to commercial
The 2026-27 Federal Budget drew a sharp line between established residential and everything else. Here is what that line actually means for investors.
Read article →New houses claim $20,723 vs $6,281 established; townhouses $18,957 vs $8,125
The gap between depreciation claims on new and established investment properties is wider than most buyers realise. Here is what the numbers mean and why property type matters before you sign.
Read article →SMSF sector hits record 672,805 funds and $1.02 trillion in assets, 11,029 net new funds, strongest March quarter on record
The ATO's March 2026 data shows Australia's SMSF sector at its largest ever. Here's what the numbers mean, and what the rule changes mean for property inside super.
Read article →Established-property rental losses quarantined from 1 July 2027 for anything bought after 7:30 pm, 12 May 2026
Two big rule changes landed in 2026: negative gearing on established residential property is being quarantined, and SMSF residential LRBAs are gone. Here is what each change actually means.
Read article →Build now, pay later, Homepay pauses mortgage repayments for up to 12 months during construction
Building a new investment property ties up cash in two places at once. HomePay removes the repayment pressure during construction so you can plan from a steadier footing.
Read article →Business real property LRBAs survive the ban, commercial is the only SMSF property you can still borrow to buy
From 10 August 2026, SMSFs can no longer borrow to buy residential property. But commercial property, if it qualifies as business real property, is a different story.
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