Zero-deposit investment property

Skip the deposit. Own a brand-new investment property with $0 down.*

Your rent pays off someone else's property every week. This program lets you own your own investment property now, without saving a deposit first.

Usual 20% deposit
$140,000
on a $700,000 new house
Your deposit
$0*
Funding covers up to 100% of the price, plus LMI
  • Choose from 4,000+ approved new properties Australia-wide
  • Townhouses, apartments and house & land packages from vetted builders
  • Your tenant helps pay down the loan while you own the property
Step 1 of 2

See if you qualify

Takes 30 seconds. No cost and no obligation.

What's your situation right now?
How are you employed?
Household income (before tax)
Watch

How it works, in 70 seconds.

See if I qualify →
Prefer to read? Show the full transcript →

Every week, your rent pays off someone else's property.

A 20% deposit on a $700,000 new house is $140,000. Saving $1,500 a month, that takes nearly 12 years, and prices don't wait.

There's another way in. On selected new builds, funding can cover up to 100% of the price, plus LMI, so you don't need a deposit.

It works on brand-new property only: townhouses, apartments, and house and land, from more than 4,000 approved options across Australia.

Why new only? The approved builders contribute to the funding, every build is checked for quality and delivery, and new properties can offer stronger depreciation deductions.

You can live in it, but most people rent it out, so a tenant helps cover the repayments, while they keep renting where they want to live.

Elite Wealth Creators finds the property and walks you through every step. We're paid from the sale, not by you.

See if you qualify at elitewealthcreators.com/zero-deposit.

The deposit gap

How long would it take you to save a deposit?

Move the sliders. While you save, prices keep rising, so the deposit you need gets bigger too.

$400k$1.2m
$0$150k
$200$5,000
0%10%
Time to save a 20% deposit
11 years 10 months

By then the same property could cost about $1,113,421, and you'd need around $222,684 saved. With this program you could start now, with $0 deposit.

20% deposit needed Your savings

This is an illustration, not a forecast. Property prices can fall as well as rise. It ignores interest earned, stamp duty and purchase costs.

How it works

From renter to owner in three steps.

1

15-minute call

We look at your income, your situation and your goals, and check whether you're likely to qualify. No cost and no pressure.

2

Pick your property

Choose a brand-new townhouse, apartment or house & land package from more than 4,000 approved options around Australia that suit your budget.

3

Own it, with no deposit

Our licensed finance partners arrange funding of up to 100% of the purchase price plus LMI. Your tenant's rent helps cover the repayments.

Why new builds only

Why this only works with approved new properties.

Every property is brand new and comes from an approved list. There are three reasons.

◆

Builders contribute to the funding

Our approved builders and developers put money into the funding line. That gives the lender the confidence to back a no-deposit purchase.

◈

Quality and delivery are checked

Every builder is vetted for build quality and on-time completion. That protects the lender and the builder, and most importantly it protects you.

◇

New builds come with tax advantages

New properties can offer higher depreciation deductions and negative gearing benefits. If you buy land and build, you may also gain equity during construction.

4,000+
approved new properties
$0*
deposit required
100%
of the price funded, plus LMI
15 min
to find out if you qualify
Is it right for you?

Who this suits.

A good fit if you

  • Are renting and tired of watching prices move out of reach
  • Have steady income but not a big deposit saved
  • Want to start building wealth through property now, not in 10 years
  • Are happy to buy a brand-new property as an investment

Good to know

  • The property must be new and from our approved list
  • You can live in it, but repayments are easiest to manage as an investment, because the rent and tax benefits help
  • Approval depends on your income, credit history and lender criteria
  • Other purchase costs, such as stamp duty and legal fees, can still apply. We go through these on the call
Questions

Common questions.

Do I really need $0 deposit?
On eligible properties, the funding covers up to 100% of the purchase price plus lenders mortgage insurance, so you don't need a deposit. Some upfront costs, such as stamp duty or legal fees, may still apply depending on your state and the property. We'll give you a clear picture on your call.

Why does it have to be a new property?
The approved builders contribute to the funding line, which is what makes a no-deposit purchase possible. Their builds are also vetted for quality and delivery, and new properties tend to offer stronger depreciation benefits.

Can I live in the property?
Yes, you can. Most people find the repayments much easier to manage when it's an investment, because a tenant's rent and the tax benefits help cover the costs. Many clients use it as their first step: own an investment property now and keep renting where they want to live.

Where are the properties?
There are more than 4,000 approved properties across Australia: townhouses, apartments and house & land packages. We match options to your budget and goals.

What does the call cost?
Nothing. The 15-minute call is free and there's no obligation. If it's not a fit, we'll tell you.

Who are Elite Wealth Creators?
We're an Australian property firm that sources brand-new investment property and brings the strategy and the purchase together under one plan. Finance is arranged through our licensed lending partners, not by us.
Your next step

Stop renting. Start owning.

Find out in 15 minutes whether you could own a brand-new investment property with no deposit.

See if I qualify →
See if I qualify, $0 deposit → 📞 0416 189 765