Insights

Read before you invest.

Plain-English takes on what's actually happening in Australian property, SMSF, cash flow, equity release, NDIS, market structure. Written by people who do this work daily, not by content marketers.

419 articles · Page 2 of 28

How to Buy Property Through Your SMSF (Even If the August 2026 Changes Pass)

The proposed August 2026 SMSF borrowing changes have trustees panicking. But there's a legally-approved pathway that still works. Here's what you need to know.

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Three Cash Flow Levers Most Property Investors Ignore

Most investors chase capital growth and forget the levers that fix weekly cash flow. Here are three under-used ones: depreciation, dual occupancy, and rentvesting.

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Stop Saving for a 20% Deposit: How First Home Buyers Are Getting In With Less in 2026

The 20% deposit rule is outdated. Here's how first home buyers are getting into the market in 2026 with 5%, 10% or 15% using FHOG, FHBG, FHSS and guarantors.

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Why Waiting for the 'Perfect Time' to Buy Property Is Costing You More Than Acting Now

The smart investor buys in both good and bad markets. Here's why time IN the market beats timing the market, and how uncertainty is actually your advantage.

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The Asset That Builds Wealth in Your Sleep

Residential investment property works on two fronts at once: a tenant pays rent while the asset sits on your balance sheet. Here is how the mechanics actually work.

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Your First Investment Property — and Why It Won't Be Your Last

Most Australians who buy one investment property end up buying more. Here's what the tax mechanics, rental income, and CGT rules actually look like, and what's changing.

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The Proposed August 2026 SMSF Borrowing Ban: What Trustees Need to Know

A proposed rule could end SMSF residential property borrowing via LRBAs from August 2026. Here's what trustees should weigh up now.

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SMSF Borrowing Ban: The 2026 LRBA Reform

Australia's SMSF residential property borrowing ban commences 10 August 2026. What the LRBA reform means for new purchases, existing arrangements, and refinancing.

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Land tax across Australian states: the recurring cost most investors underestimate

Land tax is an annual bill that varies wildly by state. Here is what investors need to know before buying, and how to factor it into the numbers properly.

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The transfer balance cap explained: how the $1.9M limit shapes your retirement

The transfer balance cap sits at the centre of Australian retirement planning. Understanding how it works, and how it has moved, could shape decisions you make long before you retire.

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How to bid at auction as a first home buyer — without overpaying

Auctions move fast and the rules are unforgiving. Here is what first home buyers need to know before they raise their hand.

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6 Year Rule Explained: CGT Exemption on Property

The 6 year rule lets you rent out your former home for up to six years and still sell CGT-free. Here is how it works and what to watch out for.

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Duplex vs Dual Occupancy vs Dual Key: What's the Difference?

Duplex, dual occupancy and dual key look alike but produce very different outcomes for Australian investors. How each is titled, financed, valued, and which one suits which investor.

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The sole purpose test: the SMSF rule that catches more trustees than any other

Most SMSF trustees know the rule exists. Far fewer understand exactly how it applies when property is involved, and what it costs when it goes wrong.

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SMSF Bank Account: Setup, Rules & ATO Compliance

A dedicated SMSF bank account is not optional. It is a legal requirement. Here is what the ATO requires and how to set one up correctly.

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