Read before you invest.
Plain-English takes on what's actually happening in Australian property, SMSF, cash flow, equity release and market structure. Written by people who do this work daily, not by content marketers.
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Rates Up? Get Two Rents, One Mortgage. A dual key lets two separate tenancies help cover one loan
A dual key property puts two self-contained homes on one title. Here is how the structure, lending and tax treatment work, with worked numbers.
Read article →What a September Lift in Approvals Does and Does Not Show
ABS figures show September dwelling approvals rose 5.1%, led by apartments and townhouses. Approvals are an early step, not finished homes.
Read article →Tenants Are Still Competing as Values Fall
Values are falling and vacancy is creeping up, but rental conditions differ sharply between capital cities. Here is what that means for a new build.
Read article →Buying Now, Before Rate Cuts Bring the Competition Back
Rates just rose again, and cuts may be some way off. Here is how the cash rate, SMSF borrowing changes and cash flow fit into the timing question.
Read article →New Builds Keep the Tax Edge Established Homes Are Losing
How depreciation, negative gearing changes and SMSF borrowing rules shape the tax picture for new builds and established homes, with a worked example.
Read article →What Counts as a “New Build”? The Bill That Could Decide Your Negative Gearing
Whether a property counts as new now decides how negative gearing and CGT apply. Here is what the draft says and what is still open.
Read article →Early Inheritances and the Property Deposit
Australian Unity research reported by Hotspotting shows many Baby Boomer parents are giving money early to help with property. Here is what that means for buyers.
Read article →RBA Lifts Rates to 4.85%: What the Fifth Rise of 2026 Costs Investors
The cash rate is now 4.85%. Here is where a fifth rise this year shows up in repayments, SMSF borrowing and new build cash flow.
Read article →Building Costs Rise 1% in the September Quarter
Construction costs rose 1% in the September quarter, with Western Australia leading. Here is what the figures mean for anyone considering a new build.
Read article →Falling prices, patience and the cost of waiting for rates
A veteran agent argues the current slowdown may be a buying window. Here is how to weigh that view against the risks before deciding anything.
Read article →HomePay: The Smarter Way to Fund Your Next Investment
How HomePay's first 12 months of zero payments during construction work, what changes at month 13, and what to check before you commit.
Read article →Multiple Rooms, Multiple Incomes: The Rooming House Advantage
Renting each room separately changes the income, the paperwork and the rules. Here is how the rooming house model works for investors and SMSF trustees.
Read article →Brand New Home in a Growth Corridor: Invest Where Australia Is Moving
New homes in growth corridors attract plenty of attention. This general guide covers the SMSF finance rules, the trade-offs, and the questions to work through before you commit.
Read article →Build Equity Faster with Two Dwellings on One Block
A second dwelling on one block can change your equity, tax position and finance options. Here is how the moving parts fit together.
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