Insights

Read before you invest.

Plain-English takes on what's actually happening in Australian property, SMSF, cash flow, equity release and market structure. Written by people who do this work daily, not by content marketers.

300 articles · Page 1 of 20

More from Insights.

Two Tracks, One Goal: Pairing Your SMSF With a New Build in Your Own Name

The SMSF borrowing ban and the Budget's new-build tax settings point the same way. Here's how a two-track strategy can work.

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Duplexes: Double the Dwelling, Double the Opportunity: The Case for Duplexes

Two dwellings, one title, one land cost. Here is what makes a duplex worth a closer look for investors and SMSF trustees in 2026.

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Dual key in Melbourne: Two Keys, Two Rents, One Title: The Rise of Dual Key Investing in Melbourne

One title, two self-contained dwellings, two rent cheques. Here is what dual key properties actually look like in Melbourne, and what the numbers and trade-offs really mean.

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Rooming houses: One Property, Multiple Incomes: Why Rooming Houses Are Turning Investors' Heads

A rooming house collects rent from four or more residents under one roof. Here is what the income model actually looks like, what the compliance burden involves, and where the SMSF angle fits in.

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First home buyers: From Renting to Owning: Your First Home Is Closer Than You Think

Federal and state support for first home buyers has expanded significantly since late 2025. Here is what the schemes actually do, where the limits sit, and what to weigh before you move.

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Property investing: Building Wealth Brick by Brick: The Smart Investor's Guide to Property in 2026

The rules around property investing have shifted significantly in 2026. Here is what Australians aged 30 to 60 need to understand before they commit.

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SMSF: Your Super, Your Rules: How an SMSF Can Put Property in Your Retirement Plan

Holding property inside super means different rules, different tax rates, and different structures. Here is how the pieces fit together.

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Equity uplift: Unlock What You've Already Built: Using Equity Uplift to Grow Your Portfolio

If you've owned your home for a few years, you may be sitting on a deposit for your next property. Here's how equity uplift actually works, and what to consider before acting.

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Why Inflation Remains Sticky

Australia's underlying inflation has sat above the RBA's target band for years now. Here is what is keeping it there, and what it means for property and SMSF investors.

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Housing Policies Risk Supply

Two major policy shifts are reshaping Australia's property landscape. Here is what serious investors and SMSF trustees need to understand about the supply gap and the new rules.

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Funded by Origin MMS (Columbus Capital, AFSL 337303) and stackable with first home owner grants and the 5% Deposit Scheme

HomePay is funded by Origin MMS, operated by Columbus Capital (AFSL 337303), and it can sit alongside federal and state first home buyer schemes. Here is how the pieces fit together.

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"New build" defined, off-the-plan, duplex-for-house, vacant-land builds, occupied under 12 months; knock-down rebuilds and renos excluded

The 2026 Federal Budget made "new build" a term with real tax consequences. Here is exactly what qualifies, what does not, and why it matters before you buy.

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Tax case: 15% on rent, 10% CGT after 12 months, potentially nil in pension phase

How an SMSF property is taxed at each stage of fund life, and what changes when members move into pension phase.

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Cash flow relief of $20,000+ redirected to offsets, other mortgages or the next deposit

During the construction phase, HomePay's zero monthly payments free up meaningful cash. Here is where that money can go to work before your first repayment falls due.

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