Insights

Read before you invest.

Plain-English takes on what's actually happening in Australian property, SMSF, cash flow, equity release, NDIS, market structure. Written by people who do this work daily, not by content marketers.

409 articles · Page 1 of 28

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Why Your Second Investment Property Is Easier to Buy Than Your First

Stuck after property one? Here's why equity, serviceability uplift and lender confidence make your second investment property easier to buy than your first.

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How Much Property Can You Actually Buy Through Your Super? A 2026 SMSF Strategy Guide

A practical guide to SMSF property buying power in 2026, including realistic minimum balances, the Unit Trust pathway, and what the August 2026 rule change means.

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Why Rising Rates Don't Kill Property Investors (And How Smart Buyers Use Them)

Rate cycles and property cycles are linked but not the same. Here's how disciplined investors use rising rates to their advantage instead of sitting on the sidelines.

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Why Your First Home Should Probably Be an Investment Property

The maths on rentvesting often beats buying your dream home first. Here's a 10-year comparison and why most first home buyers get this backwards.

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How to Buy Property Through Your SMSF (Even If the August 2026 Changes Pass)

The proposed August 2026 SMSF borrowing changes have trustees panicking. But there's a legally-approved pathway that still works. Here's what you need to know.

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Three Cash Flow Levers Most Property Investors Ignore

Most investors chase capital growth and forget the levers that fix weekly cash flow. Here are three under-used ones: depreciation, dual occupancy, and rentvesting.

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Stop Saving for a 20% Deposit: How First Home Buyers Are Getting In With Less in 2026

The 20% deposit rule is outdated. Here's how first home buyers are getting into the market in 2026 with 5%, 10% or 15% using FHOG, FHBG, FHSS and guarantors.

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Why Waiting for the 'Perfect Time' to Buy Property Is Costing You More Than Acting Now

The smart investor buys in both good and bad markets. Here's why time IN the market beats timing the market, and how uncertainty is actually your advantage.

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The Asset That Builds Wealth in Your Sleep

Residential investment property works on two fronts at once: a tenant pays rent while the asset sits on your balance sheet. Here is how the mechanics actually work.

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Your First Investment Property — and Why It Won't Be Your Last

Most Australians who buy one investment property end up buying more. Here's what the tax mechanics, rental income, and CGT rules actually look like, and what's changing.

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The Proposed August 2026 SMSF Borrowing Ban: What Trustees Need to Know

A proposed rule could end SMSF residential property borrowing via LRBAs from August 2026. Here's what trustees should weigh up now.

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the latest news on SMSF borrowing

Parliament has passed a ban on new residential SMSF property loans. Here is what changed, what did not, and what it means if you were weighing this strategy.

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Land tax across Australian states: the recurring cost most investors underestimate

Land tax is an annual bill that varies wildly by state. Here is what investors need to know before buying, and how to factor it into the numbers properly.

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The transfer balance cap explained: how the $1.9M limit shapes your retirement

The transfer balance cap sits at the centre of Australian retirement planning. Understanding how it works, and how it has moved, could shape decisions you make long before you retire.

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