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Since the tenth of August 2026,
the rules for property in super have changed.
A self-managed super fund can no longer
take out a new loan to buy residential property.
But property in super isn't over.
Here's what still works.
One: commercial property.
Offices, warehouses and shops can still be bought
with a loan inside an SMSF.
Two: residential property bought with cash,
when the fund has the balance.
Three: a unit trust.
Several unrelated super funds can pool their money
in one trust to buy new property,
and an unrelated trust can still borrow.
Four: existing loans.
Residential loans in place before the change
carry on as they were.
Each of these has strict rules,
so we refer you to a broker
who specialises in SMSF and unit trust loans.
Elite Wealth Creators sources the property,
with thirty-plus years of combined experience,
and we take no commission on any loan.
To see what your super could do now,
book a call at elitewealthcreators.com.
Want this applied to your own numbers?
Book a 15 minute call
